There are several considerations for the self-employed "solo" person to obtain affordable self-employed health insurance and Insurance Advisors is ready to provide you the best guidance available.  Self employed health insurance plans can be found using any of the following: 
 

 HSA - Health Savings Account

 
HSA's were developed by the government to help provide low cost health insurance for self-employed persons. HSA's are one of the more popular California self-employed health insurance plans. 
 

In simpler language, a health savings account (HSA) is like a bank account that works with your individual health plan.  As money is added to your health savings account, you can use it to pay for most health care expenses. 

Examples of what you might use your savings for include the money you may need to pay before your plan begins to make payments - called deductible - or for medical expenses not covered by your health plan such as dental, counseling, etc.

If you don't spend all of the money in your health savings account, the remaining balance rolls over to the following year.  You don't lose any money that you don't spend.

*Note: An individual who contributes $1,000 each year starting in 2007 and makes catch-up contributions can accumulate $23,000 after 10 years, $47,000 after 20 years, $81,000 after 30 years, and $127,000 after 40 years.